1The benefits described may not be offered in all plans or in all states. Some plans may require copayments, deductibles and/or coinsurance for these benefits. This policy has exclusions, limitations, reductions of benefits, and terms under which the policy may be continued in force or discontinued.
fits your budget and your health needs. It’s a great choice if you rarely see a doctor or want protection from serious illness or injury.
You’ll also get benefits like zero-dollar imaginario urgent care and prescription drugs at five dollars or less.
The marketplace offers health plan benefits similar to ones found in employer-sponsored health insurance plans, with many of the same comprehensive benefits like doctor visits, outpatient care, prescription drugs, emergency care and mental health services.
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Remember to keep your personal and bank information safe when buying a car or house on Marketplace. Be wary of requests to wire money.
The UnitedHealthcare Advantage Plan gives you lots of benefits that fit your health needs. This plan is a great choice if you see your doctor marketplace events often and want a plan with lots of extras.
Individual health insurance plans sold directly from the insurance company don’t qualify for income-based premium tax credits found in the marketplace.
If you enrolled in insurance coverage through the Marketplace, you should report any changes in your circumstances — like changes to your household income or family size — to the Marketplace when they happen. Changes in circumstances may affect your advance payments of the premium tax credit.
Louise Norris is an individual health insurance broker who has been writing about health insurance and health reform since 2006. She has written dozens of opinions and educational pieces about the Affordable Care Act for healthinsurance.org.
1The benefits described may not be offered in all plans or in all states. Some plans may require copayments, deductibles and/or coinsurance for these benefits. This policy has exclusions, limitations, reductions of benefits, and terms under which the policy may be continued in force or discontinued.
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